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Your Rental Client Portal

Your journey from renting to owning starts here

Talk to Us About Buying

Your Current Rental

123 Palm Avenue, Unit 4B

Jacksonville, FL 32256

$1,850/mo

Since Jun 2024

Build Wealth Through Homeownership

Every month you pay rent, you're building someone else's wealth. When you own your home, those payments build your equity instead.

Here's the math:

You pay $1,850/month in rent
That's $22,200/year going to your landlord
Over 5 years, that's $111,000 with $0 equity

With a similar monthly payment, you could be building equity in your own home. Plus, there are programs to help with down payment and closing costs.

See How Others Made the Jump

Your Credit Score

650

Fair

This is for estimation purposes only. Your actual score may vary.

Credit Score Tips

Fair Credit

Continue on-time payments - each month helps

Pay down existing debt, especially credit cards

Avoid opening new credit accounts

Consider becoming an authorized user on a family member's card

Down Payment Assistance Programs

Many first-time buyers don't realize there are programs to help with down payment and closing costs.

Florida Hometown Heroes

Up to $35,000 in down payment assistance for first-time buyers who are community workers.

First responders, educators, healthcare workers, and more

FL First (FTHB Program)

Below-market interest rates and down payment assistance for first-time homebuyers.

Income and purchase price limits apply

SHIP Program

Local county programs offering down payment, closing costs, and rehabilitation assistance.

Varies by county - contact us for details

FHA Loans

Federal program allowing as little as 3.5% down with flexible credit requirements.

Credit score 580+ for 3.5% down

Not sure which program fits you?

Community Events

First-Time Homebuyer Workshop

Learn about the homebuying process, financing options, and local programs.

Mar 25

6:00 PM

RJ Island Realty Office

Community BBQ at the Park

Join us for a free community gathering. Family-friendly with games and food!

Apr 12

12:00 PM

Riverside Park

Your Estimated Monthly Payment

$816

per month (estimated)

Home Price$90,000

Down Payment (3.5%)$3,150

Est. Interest Rate7.75%

*Estimates based on FHA loan. Actual rates may vary.

Homes in Your Range

Based on your current rent, you could afford homes around $90,000.

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From Renter to Owner

See how other renters made the transition to homeownership with our help.

Read Their Stories

Ready to Take the Next Step?

Let's discuss your path to homeownership. No pressure, just honest advice.

Schedule a Chat